Privacy Policy

Effective Date: May 3, 2026

KR Budgeting ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our application and SMS-based services.

1. Information We Collect

We may collect the following types of information:

  • Personal information such as your phone number and name (if provided)
  • Messages you send through our SMS feature (e.g., transaction entries)
  • Usage data related to how you interact with the app

2. How We Use Your Information

We use your information to:

  • Process and record financial transactions submitted by you
  • Send confirmations, prompts, and responses via SMS
  • Improve and maintain our services
  • Provide customer support when requested

3. SMS Communications

By providing your phone number and using our services, you consent to receive text messages related to your activity within the app.

  • Message frequency varies based on usage
  • Message and data rates may apply
  • You can opt out at any time by replying STOP
  • You can reply HELP for assistance

We do not send unsolicited marketing messages.

4. Information Sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes.

We may share information only with trusted service providers (such as SMS delivery platforms) as necessary to operate our services.

5. Data Security

We take reasonable measures to protect your information. However, no method of transmission over the internet or mobile networks is completely secure.

6. Your Rights and Choices

You may:

  • Opt out of SMS communications at any time by replying STOP
  • Contact us to request deletion of your data (subject to legal or operational requirements)

7. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

krstability@gmail.com

By using KR Budgeting, you agree to this Privacy Policy.